Build Your Dream Home with Construction Loans

With Gerano White with NEXA Mortgage, you can bring your dream home to life from the ground up. Our Construction Loans are designed for homebuyers and investors who want to finance the building of a new home or major renovation project. This loan provides the funds you need during each stage of construction, ensuring your project moves forward smoothly and efficiently.
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Financing Made for Builders and Dreamers

Whether you’re an experienced builder or constructing your first custom home, a Construction Loan offers flexibility and control over your financing. It allows you to draw funds as work progresses, helping you stay on schedule and within budget. With Gerano White with NEXA Mortgage, we understand the unique financial needs that come with building a home. Our tailored approach ensures that your loan reflects your timeline, goals, and construction costs while minimizing stress throughout the process.
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One-Time Close Options for Convenience

A major advantage of Construction Loans with Gerano White with NEXA Mortgage is the One-Time Close feature. This means you secure both your construction financing and permanent mortgage in a single loan — eliminating the need to requalify or pay additional closing costs when your home is complete. This streamlined approach not only saves you time and money but also protects you from interest rate changes during the construction period. It’s a smarter, more efficient way to build your home while maintaining financial stability and peace of mind.
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Benefits of Construction Loans with Gerano White with NEXA Mortgage

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One-Time Close Option: Combine your construction and mortgage into a single, simplified loan.

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Flexible Draw Schedule: Access funds as your project progresses, ensuring smooth construction flow.

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Customizable Financing: Tailored loan terms to fit your building plans and budget.

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Expert Guidance: Dedicated support from start to finish for a stress-free experience.
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Transparent Process and Dedicated Support

Building a home is a big step, and having the right financial partner makes all the difference. With Gerano White with NEXA Mortgage, you’ll work with a team that communicates clearly, manages timelines effectively, and ensures every phase of your loan runs smoothly. We provide full transparency on draw schedules, inspections, and payments, so you always know where your project stands. Our goal is to give you confidence in every stage of construction, from planning to completion.
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Why Choose Us

Choosing the right mortgage partner can make all the difference in your home financing journey. With Gerano White with NEXA Mortgage, you gain more than just a lender — you gain a dedicated partner who understands your goals, listens to your needs, and works tirelessly to find the best loan solution for you.

We combine years of industry expertise, innovative loan programs, and personalized service to ensure every client receives the attention and care they deserve. Whether you’re buying your first home, refinancing, or investing in real estate, our mission is to make the process smooth, transparent, and stress-free from start to finish.

We are known for

Personalized Service: Every client’s situation is unique, and we take the time to tailor loan solutions that perfectly fit your goals and financial needs with Gerano White with NEXA Mortgage.

Transparent Process: We pride ourselves on honesty and clear communication, ensuring you’re informed and confident every step of the way.

Fast & Efficient Closings: Our streamlined process and expert team help you close quickly — saving you time while maintaining accuracy and care.

Extensive Loan Options: From FHA and VA to Non-QM and DSCR programs, we provide a wide variety of mortgage products designed to fit any borrower’s profile.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

Gerano White with NEXA Mortgage offers a wide range of home financing solutions designed to fit every borrower’s needs. Our loan programs include DSCR Loans, VA Loans, FHA Loans, Jumbo Loans, First-Time Home Buyer Loans, Bank Statement Loans, Profit and Loss Loans, Construction Loans, Fix and Flip Loans, and HELOCs. Each program is tailored to help homebuyers, investors, and self-employed borrowers achieve their goals with ease and confidence.

Choosing the right loan depends on your financial situation, credit profile, and homeownership goals. At Gerano White with NEXA Mortgage, we take the time to understand your needs and provide personalized guidance to help you find the best fit. Whether you’re a first-time buyer, a veteran, or an investor, we’ll walk you through every option and make the process simple and transparent.

Typically, you’ll need proof of income, identification, credit information, and details about your assets and debts. However, Gerano White with NEXA Mortgage also offers alternative documentation programs like Bank Statement and Profit and Loss loans for self-employed borrowers. Our team will guide you step by step and ensure you only provide what’s necessary for your chosen loan type.

The approval timeline depends on the type of loan and your documentation, but most borrowers receive approval within a few days to a couple of weeks. With Gerano White with NEXA Mortgage, we prioritize efficiency and communication — ensuring that your application moves quickly and smoothly from start to finish.

When you work with Gerano White with NEXA Mortgage, you’re not just getting a lender — you’re gaining a dedicated mortgage partner. We combine industry expertise, flexible loan options, and personalized service to help you make confident financial decisions. Our commitment to transparency, speed, and exceptional customer care sets us apart and ensures you receive the best possible experience.

Why Choose Gerano White with NEXA Mortgage for Construction Loans

Choosing Gerano White with NEXA Mortgage means choosing a lending partner who values craftsmanship, vision, and financial clarity. We specialize in personalized solutions that align with your construction goals — whether you’re building your forever home or developing an investment property. We bring expertise, efficiency, and genuine care to every project we finance. Our team is committed to ensuring your construction journey is not only successful but also enjoyable, every step of the way.